Thriving for Financial Inclusion
Unnati Microfin Private Limited (UNNATI) is a new generation Non-Banking Financial Company – Micro Finance Institution (NBFC – MFI) reaching the doorstep of the unbanked section of the society with tailored Micro Loans facilitating financial inclusion & economic empowerment. Leveraging the last mile access, Unnati also provides a doorstep Gold Loan Facility.
To enhance the socio-economic status of the society at large by providing a range of financial services and to be a premier institution in the field of financing.
To reach 1,50,000 households with Asset Under Management (AUM) of ₹ 300 Cr by 2025 providing financial security to urban and semi-urban communities.
What We Do
Easy Group Loans
We provide collateral-free loans to women borrowers ranging from INR 20,000 to 100,000, to fund business set-up, development, or expansion. With the integration of technology at every step, our onboarding and loan processes are easy & hassle-free.
Keeping convenience in mind, we provide doorstep Gold Loan Facility with minimal documentation. Our transparent & digital loan process ensures a quick turnaround time with an attractive rate of interest.
A group of 5-10 members is formed and KYC is collected digitally. Credit Bureau Check is done instantly and loan eligibility is conveyed to the group.
Basic information about our product, process, and terms & conditions is communicated to each borrower through Group meetings.
The loan amount is disbursed directly into the borrower’s bank account.
The collection is done group-wise, in-person and an option for digital payment is made available.
Audit & Loan
The audit is done at several steps digitally before the disbursement. A team of specialized internal audit officers verifies loan utilization.