Reaching the last mile with doorstep Gold Loan Facility About Us Empowering the unbanked section with custom-built micro-loans About Us

Thriving for Financial Inclusion

Unnati Microfin Private Limited (UNNATI) is a new generation Non-Banking Financial Company – Micro Finance Institution (NBFC – MFI) reaching the doorstep of the unbanked section of the society with tailored Micro Loans facilitating financial inclusion & economic empowerment. Leveraging the last mile access, Unnati also provides a doorstep Gold Loan Facility.

Our Vision

To enhance the socio-economic status of the society at large by providing a range of financial services and to be a premier institution in the field of financing.

Our Mission

To reach 1,50,000 households with Asset Under Management (AUM) of ₹ 300 Cr by 2025 providing financial security to urban and semi-urban communities. 


Our Branches


Our Borrowers


States We operate in


Districts we operate in


Cumulative Disbursements (in. Cr.)


AUM (in Cr.)

What We Do

Easy Group Loans

We provide collateral-free loans to women borrowers ranging from INR 20,000 to 100,000, to fund business set-up, development, or expansion. With the integration of technology at every step, our onboarding and loan processes are easy & hassle-free.

Gold Loans

Keeping convenience in mind, we provide doorstep Gold Loan Facility with minimal documentation. Our transparent & digital loan process ensures a quick turnaround time with an attractive rate of interest. 

Our Collateral-free

Loan Process

Digital Onboarding

A group of 5-10 members is formed and KYC is collected digitally. Credit Bureau Check is done instantly and loan eligibility is conveyed to the group.

Financial Literacy

Basic information about our product, process, and terms & conditions is communicated to each borrower through Group meetings.


The loan amount is disbursed directly into the borrower’s bank account.

Collection Meeting

The collection is done group-wise, in-person and an option for digital payment is made available. 

Audit & Loan
Utilisation Verification

The audit is done at several steps digitally before the disbursement. A team of specialized internal audit officers verifies loan utilization.

Our Partners

Unnati In News

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