Empowering the unbanked section with custom-built Pragati Loans About Us Reaching the last-mile with Doorstep Gold Loan facility About Us

Thriving for Financial Inclusion

Unnatti Finserv Private Limited, previously known as ‘Unnatti Microfin Private Limited’ is a new generation Non- Banking Financial Company (NBFC) reaching the doorstep of the unbanked section of society with tailored Micro Loans facilitating financial inclusion & economic empowerment. Leveraging the last mile access, Unnatti also provides a doorstep Gold Loan Facility.

Our Vision

Creating a financially inclusive environment wherein every entrepreneur has access to credit, meeting their evolving needs.

Our Mission

To improve the financial security of 2,00,000 businesses and households by the year 2027.

Our Purpose

To enhance the socio-economic status of society at large by providing diversified financial services in a dependable, cost-friendly, and transparent way to ensure financial inclusion.

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What We Do

Pragati Loans

We provide collateral-free loans to women borrowers ranging from INR 50,000 to 150,000, to fund business set-up, development, or expansion. With the integration of technology at every step, our onboarding and loan processes are easy and hassle-free.

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Gold Loans

Considering convenience, we provide a doorstep Gold Loan Facility with minimal documentation. Our transparent & digital loan process ensures a quick turnaround time with an attractive interest rate. 

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Our Collateral-free

Loan Process

Digital Onboarding

A group of 5-10 members is formed and KYC is collected digitally. Credit Bureau Check is done instantly and loan eligibility is conveyed to the group.

Financial Literacy

Basic information about our product, process, and terms & conditions is communicated to each borrower through Group meetings.

Disbursement

The loan amount is disbursed directly into the borrower’s bank account.

Collection Meeting

The collection is done group-wise, in-person and an option for digital payment is made available. 

Audit & Loan
Utilisation Verification

The audit is done at several steps digitally before the disbursement. A team of specialized internal audit officers verifies loan utilization.

Our Partners

Awards & Recognitions

Unnatti In News

Get in touch for Digital onboarding and hassle-free loan process.