Thriving for Financial Inclusion
Unnati Microfin Private Limited (UNNATI) is a new generation Non-Banking Financial Company – Micro Finance Institution (NBFC – MFI) reaching the doorstep of the unbanked section of the society with tailored Micro Loans facilitating financial inclusion & economic empowerment. Leveraging the last mile access, Unnati also provides a doorstep Gold Loan Facility.
Our Vision
To enhance the socio-economic status of the society at large by providing a range of financial services and to be a premier institution in the field of financing.
Our Mission
To reach 1,50,000 households with Asset Under Management (AUM) of ₹ 300 Cr by 2025 providing financial security to urban and semi-urban communities.
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What We Do
Loan Process
Digital Onboarding
A group of 5-10 members is formed and KYC is collected digitally. Credit Bureau Check is done instantly and loan eligibility is conveyed to the group.
Financial Literacy
Basic information about our product, process, and terms & conditions is communicated to each borrower through Group meetings.
Disbursement
The loan amount is disbursed directly into the borrower’s bank account.
Collection Meeting
The collection is done group-wise, in-person and an option for digital payment is made available.
Audit & Loan
Utilisation Verification
The audit is done at several steps digitally before the disbursement. A team of specialized internal audit officers verifies loan utilization.
