An ex-banker having 17 years of work experience in a leading Bank in Mumbai along with more than a decade of work experience in the field of Microfinance. He has extensive knowledge in the field of Credit Processing & Credit Verification along with other banking operations. Commerce Graduate from Mumbai University, he has completed his Diploma in Banking & Finance (JAIIB) and also has a Diploma in Microfinance from IIBF Mumbai. He is a competent team builder with highly effective communication & vast leadership qualities has proven his ability in critical situations. His expertise lies in Financing operations, team management, Human resources, and motivation.